What Medicare plan do I want? There are 2 Medicare paths to take Medicare choices are confusing. We, and some clients, term it an alphabet soup. There are, however, some good things about Medicare choices (unlike Social Security). You can change your choice throughout your lifetime. There are 2 distinctive choices, and then choices with […]
Long-Term Care 70% of folks over 65 will need some sort of long-term care (LTC) in their lives. Medicare does not cover LTC, except for a brief period after an in-patient hospital stay. 20% of LTC need is for over 5 years. So the question is – “What is the plan?”. The largest payor (30%) […]
Premium Financing Premium financing enables you to purchase the life insurance you need without liquidating other investments or substantially changing your normal cash flow. When properly structured, premium financing helps transfer your estate to your heirs without liquidating assets. Additional benefits include access to funds below market interest rates while retaining current stock positions or […]