Discover the top life insurance companies that stand out in the industry. This article breaks down the criteria and names the best providers for peace of mind.Read More
If someone who held a life insurance policy at the time of their death passes away, their beneficiaries should receive a death benefit from the insurance company. However, the insurer may not be aware of the policy holder’s death, so it is up to the beneficiaries to file a claim. It is even more critical…Read More
Life Insurance – the 4 reasons Life insurance is a valuable financial tool that can provide peace of mind, financial security, and assist with estate planning. There are several reasons why life insurance is worth considering, including: 1. Financial security for loved ones – Life insurance can provide a nest egg or monthly payments to…Read More
Yes, You Can Get Life Insurance If You Have Diabetes Many people who suffer from chronic illnesses such as diabetes may assume that life insurance is unavailable to them, at least not at an affordable price. The reality, however, may be different and they may have more options than they thought. Insurance companies select the…Read More
Living Benefits There are not many ways to get an early payout from a life insurance policy, but you can if you have a rider to your policy that will allow you to take out funds if you end up fighting a serious medical condition. Accelerated benefits, also known as “living benefits,” are life insurance…Read More
Your Funeral Rule Rights Explained The Funeral Rule, enacted by the Federal Trade Commission (FTC) in 1984, is a federal regulation that protects consumers when making funeral arrangements. It gives consumers the right to choose only the goods and services they want or need, and to pay only for those they select. The FTC Funeral…Read More
Life insurance is tremendously useful as we age. It protects against the loss of income and covers bills at the end of life. Life insurance rates do increase with age, but policies can still be found.Read More
Top 5 Reasons that affect life insurance rates for seniors are age (recently negatively affected by Covid-19), gender, tobacco use, location, and health. Also discussion of the 3 major categories of final expense whole life insuranceRead More