Social Security – Goat Planning

When should you claim Social Security?

Claiming Strategy to Maximize Benefits

We know that delaying claiming benefits will yield a higher benefit for life, but other factors can affect an optimum solution.

Considerations

Are you Single or Married?
When is your Full Retirement Age (FRA)
When is the FRA of your spouse?
When do you want to retire?
What are your benefit amounts at different ages?
How old are you?
What is the state of your health?
What is your expected life span?
How much is your other retirement income?
Are you or planned to be employed?
Are you aware and will you be subject to IRMAA?
When and how much are your Requirement Minimum Distributions from all IRAs?
What does retirement look like when one spouse dies?

Find out your expected benefit

The easiest way is to create an account at https://ssa.gov and look at your statement. Do the same for a spouse

Considerations

Factor in the considerations listed above

Calculate

There is no single "best" solution, but a range of bad, middling, and great timing. We use software to show you answers.

Retirement

Compare and integrate your optimum social security claiming strategy into your overall retirement income plan.

Social Security Webinar Register now

Click to get your Social Security Administration statement

Securely request a social security claiming analysis and strategy.

Fill out the form below to receive your personal analysis and strategy to claim social security benefits. You will need your social security statement of estimated benefits (click the blue button above if you do not have your estimated benefits at FRA).

Goat Planning is not compensated for this service.

Social Security Claiming Analysis

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