Final Expense

How to Help Loved Ones Pay for Final Expenses without Breaking the Bank

A Final Expense Insurance Policy is the solution Most people don’t want to burden their family with the cost of a funeral and other end-of-life expenses after they pass. Loved ones will already be dealing with the grief of losing a parent and adding the stress of paying their final expenses can be overwhelming. The…
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Final Expense breaking the piggy bank

Living Benefits as part of your Life Insurance Can Be the Support You Need in a Health Crisis

Living Benefits There are not many ways to get an early payout from a life insurance policy, but you can if you have a rider to your policy that will allow you to take out funds if you end up fighting a serious medical condition. Accelerated benefits, also known as “living benefits,” are life insurance…
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senior citizen in nursing home with living benefits from her life insurance

The Federal Trade Commission (FTC) Funeral Rule – 10 Rights You Should Know

Your Funeral Rule Rights Explained The Funeral Rule, enacted by the Federal Trade Commission (FTC) in 1984, is a federal regulation that protects consumers when making funeral arrangements. It gives consumers the right to choose only the goods and services they want or need, and to pay only for those they select. The FTC Funeral…
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FTC logo for Funeral Rule PDF

Top 10 Reasons NOT to get Final Expense Insurance

An Original Video about Final Expense Insurance In this original presentation video from Goat Planning, we explore the Top 10 reason why you might not want to purchase final expense insurance. We gathered these reasons from feedback that we have received over the years from clients. All the reasons are valid, but there are pros…
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Reasons not to get final expense life insurance thumbnail

Is it ever too late for life insurance?

Life insurance is tremendously useful as we age. It protects against the loss of income and covers bills at the end of life. Life insurance rates do increase with age, but policies can still be found.
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ever too late for life insurance

Largest 5 Factors that can affect Life Insurance Rates for Seniors (Covid-19 was bad)

Top 5 Reasons that affect life insurance rates for seniors are age (recently negatively affected by Covid-19), gender, tobacco use, location, and health. Also discussion of the 3 major categories of final expense whole life insurance
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Top 5 Reasons that affect Life Insurance rates for seniors