Benefits of Final Expense Insurance

Final Expense Insurance is a type of whole life, permanent insurance. These are non-cancellable policies primarily designed for quick tax free payout for funeral expenses, legacy gifts, and final debt payments.

  • Cash Value for emergecies over time
  • No immediate payment during application
  • Payouts are tax free for ANY purpose
  • 80% of policies have no waiting period
  • Coverage from $2,500-$50,000
  • Guaranteed policies available for poor health
  • Riders for grandchildren available
  • Peace of mind for you; protection for everyone
  • No health exam (just profile questions)
  • 15 companies screened to get the best rate
  • Rates locked in for life
  • Cannot be cancelled by the insurance company
  • Payouts usually in 2-3 days
  • Free accelerated benefits for terminal illness
  • Offered to ages 50-85 (other options too)
  • All companies AM Best Rated A/A+

Features of FINAL EXPENSEinsurance types (keep scrolling down)

FeaturesWhole Life
Final Expense
(fully underwritten)
Premiums Locked In for Life
Premiums Rise over timeno
Requires Periodic Renewalno
Cannot be cancelled by the
insurance company
can be cancelled at end of term or rates increase
Premiums generally lower initially because the insurance ends at some point in the futureno
Builds Cash Value
No Health Exam
for fully underwritten, a full health exam is usually necessary
Instant of Quick Approval
Immediate Premium Payments Necessarynono
Payout in 2-3 Days following death